If you’ve been told to wait until you’re at the U.S.-Mexico border to buy Mexican auto insurance, you’ve been given bad advice. It’s true that you can purchase coverage at the border. At most crossings, there are several shacks peddling these policies. However, there are several significant drawbacks to acquiring coverage in this way. If you like wasting money and time, you may be happy with the experience of buying Mexican insurance at the border. Otherwise, you’re a lot better off simply getting what you need on the Internet.
Why are Prices so High?
For a long time, the shacks at the border had a virtual monopoly on selling Mexican car insurance. As a result, they could name whatever price they wanted. They still do, but travelers have other options. Still, plenty of people arrive at the border without coverage and have to pay whatever the shacks happen to be charging. Comparing the prices at the border with the ones online is very revealing. You will pay a lot more by waiting until you are at the border, and it’s not because you’re getting better coverage.
Why is Quality so Questionable?
Is it possible to get decent coverage at the border? Yes, it is. However, there are no guarantees. Plenty of people get burned after purchasing Mexican automobile insurance from shacks at the border. It’s entirely possible that you could wind up with a slip of paper that is basically worthless. If you actually need to use your policy, it will be too late to go back and buy better insurance. At that point, you will have no choice but to pay for everything out of your own pocket.
Why are Waits so Long?
Another major drawback to buying Mexican insurance at the border is the long wait you’ll have to endure. There’s certainly a chance that you’ll arrive at the border and won’t encounter any lines at all. However, times like those are few and far between. In most instances, the lines are long and slow-moving. It’s frustrating enough to have to wait in line for customs. Imagine having to wait in yet another one. It will take that much longer to get wherever you’re going. You can avoid these headaches by getting your insurance online.
Online Insurance is the Way to Go
Don’t be afraid to buy Mexican insurance on the Internet. There are dependable providers who offer remarkably low rates on some of today’s best policies. You just need to find the right provider and get a quote to get the process going. From there, it doesn’t take long at all to find the perfect policy. You can print out your Mexican auto insurance policy when you’re finished, so you will have proof of coverage before you even leave home.
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